Cashless Spending

Cashless Spending

These days, we use actual paper money and coins less and less often, as credit and debit cards—and, more recently, our phones—handle the payments for what we buy.  Have you ever wondered: what would it look like if we went entirely cashless? To see, all we have to do...
Is Recession On Your Mind?

Is Recession On Your Mind?

How should you invest in a down market? If you want a guidepost, let’s look back to the terrible, traumatic down market of 2008-2009. You’re going through relentless, daily and weekly losses (remember that?), and the feeling at the time was that the global economy had...
Retirement Patchwork

Retirement Patchwork

If you imagine that the U.S. Congress would create a simple, easy-to-understand system for determining when you can make contributions to retirement accounts, and which accounts, and how much, then you would be totally wrong. Nobody knows why the patchwork of ages,...
States the Size of Countries

States the Size of Countries

It can sometimes be hard to understand just how large the U.S. economy is compared with the other countries of the world.  You’ve probably read that California, alone, if it were an independent country, would have the world’s fifth largest economy.  But what about the...