Retirement Patchwork

Retirement Patchwork

If you imagine that the U.S. Congress would create a simple, easy-to-understand system for determining when you can make contributions to retirement accounts, and which accounts, and how much, then you would be totally wrong. Nobody knows why the patchwork of ages,...
Crypto Legitimacy?

Crypto Legitimacy?

Most investment managers and financial planners avoid bitcoins as an investment or as a currency, for a few reasons. First, the coins are not backed by any government or asset; they were made up by computers that solve complex algorithms, and therefore have no...
Email Cyber Theft

Email Cyber Theft

Our personal information has never been so easy to steal.  And mostly we have ourselves to blame. Come again?  Companies and consumers have been warned against sending out sensitive information as email attachments.  And yet many companies still send out credit card...